Bank charges: What if you compare the rates of banks near you?

MIL OSI Translation. Government of the Republic of France statements from English to French – Credits: © photlook – Fotolia.com

You may have heard about a survey of bank overdrafts and fees charged to customers of certain banks? But do you know that there is a free online comparator on the main bank rates (cash withdrawal fee to a distributor of another bank, account maintenance fees …) proposed by the Sector Advisory Committee Financial (CCSF)?

To compare the rates of your bank with those of another bank of your department but also to know the evolution of these tariffs, go on the site www.tarifs-bancaires.gouv.fr which lists the main banking institutions.

And then simply choose:

the type of institution that interests you (banks or payment service providers with branches or online); your department ; and the rates of the banking services that you want to compare (subscription to remote banking services, debit card, cash withdrawal fees at another bank's ATM, charges for setting up a bank account). SEPA direct debit mandate, intervention commission …).

This comparator also makes it possible to visualize the evolution of the tariffs by an arrow (towards the top or towards the bottom) or a sign = (for the stagnations). By passing the computer mouse on the tariff, it is also possible to know the quantitative details of this evolution and the date of the last evolution of this tariff (example: 1 € since 01/07/2018).

Warning :

The tariffs provided on this comparator come from the standard extract of the tariffs at the top of the tariff plates available on the website of the banks and the payment service providers (those which are really applied can therefore be different according to the profile of the customer or commercial offers in progress).

EDITOR'S NOTE: This article is a translation. Please forgive us should the grammar and / or sentence structure not be perfect.